The Department of State (DoS) is conducting market research to explore innovative and commercially viable approaches for structuring Defense Base Act (DBA) insurance coverage for U.S. Government contr... The Department of State (DoS) is conducting market research to explore innovative and commercially viable approaches for structuring Defense Base Act (DBA) insurance coverage for U.S. Government contractors operating overseas (See FAR 52.228-3 for more information). Our objective is to better understand how the insurance industry structures DBA programs, allocates risk, incentivizes efficiency, and balances pricing stability with long-term sustainability.